Supposedly down as authorized user on cable bill that ex husband did not pay. I am being told I am responsible for debt.
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Answered on February 01, 2014
This depends on the law in your state. Some states subscribe to the "doctrine of necessities" which states that spouses are responsible for the...
How to respond to Objections to Debtor's Claim to Exemptions by Trustee?
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Answered on February 01, 2014
As a general rule, it is never a good strategy to not respond to an adverse motion or objection unless you agree with the relief requested by the...
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If I get married, can a creditor attempt to collect a debt that I incurred before the marriage from my spouse?
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Answered on November 13, 2013
The answer is generally "no." Be careful about putting money in a joint account, though.
Archived
Can my withdrawal from my Texas teacher retirement be held due to a judgement filed for a defaulted student loan?
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Answered on September 15, 2013
Are the student loans private or government-backed? As a general rule proceeds from qualified retirement plans *and social security) are subject...
If i play in a poker tournament during a bankruptcy and profit from it will that money be taken by the trustee or is it exempt?
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Answered on July 28, 2013
With the exception of proceeds from death or divorce/separation, a Chapter 7 Bankruptcy Estate is created at the moment of the filing of a...
Can a company put a minor in collections for a medical bill?
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Answered on March 06, 2013
This is a function of state law. However, a general rule is that a non-emancipated minor may not be held liable at contract for any contract...
Can an individual have someone's wages or tax return garnished for nonpayment of a personal loan?
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Answered on February 26, 2013
Whether someone can garnish your state tax refund is a matter of state law. In Michigan, they can. However, no one can garnish your federal tax...
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A creditor's lawyer sent me a letter saying they are going to sue me.
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Answered on December 19, 2012
Withdrawing money from a qualified retirement account to pay off credit card debt is a dubious proposition, at best. There are many variables that...
Archived
Statute of limitations regarding a 30+yr. old credit card debt from a now defunct bank . We reside on L.I. in NY.
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Answered on November 01, 2012
You need to contact a NY lawyer but there is nothing special about credit card debt in terms of statutes of limitation. Statutes of limitation can...
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Can a company file a lien on home after the debt was discharged in chapter 7 bankruptcy?
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Answered on November 01, 2012
If your debt was discharged prior to the lien being filed then the answer is "absolutely not!" The fixing of the lien is an attempt to collect the...
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