My husband is ill and works only part time now with a small ss check. We needed food and electric. I put my car in his

It sounds as though your husband used both vehicles as collateral for the loans. Are the debt collectors that are pursuing you doing so on behalf...

How can I oppose relief of automatic stay from my auto loan without having an attorney represent me?

Your lender's attorney will not (or at least definitely should not) discuss this with you if the automatic stay is presently in effect, at all. ...

CAN THEY COLLECT FROM A PAYABLE ON DEATH ACCOUNT

Wow, is this a broad question. Who are "they" (at least what type of creditor are you referring to - credit cards, secured creditor, the IRS,...

I received Civil Citation today. Unsure what action to take...

I understand your concern and your frustration. Start by taking some time (undisturbed) and really read the entire complaint, paragraph by...

May be going thru bankrupcy. can i drive my parents car as long i provide car insurance

I completely agree with the prior response. It is a common misconception that you cannot own things (such as cars) during a bankruptcy. The truth...

Bankruptcy chapter 7 & tax lien. Mean anything if I don't own a home. State put it on my credit.I believe the tax = dischargable

Tax liens essentially secure the debt owed, even if the debt itself would have been generally dischargeable. While you may or may not be able to...

Law that all billing companies had to accept any form of payment.

I agree with the earlier reply. I have yet to determine how this rumor developed or why it gets retold, but nonethelss it keeps coming up. If...

I agree with the earlier replies that a creditor can generally turn the account over for collections at any time and for any reason, though, as...

Chapter 7 - another follow-up

If you have not already filed for Chapter 7, I urge you to consult with an attorney in your area regarding your options and how best to protect...

I filed a chpt 7 3 years ago, and it was dismissed in Oct. 2010 and I am now getting some nasty mail from some of the creditors.

Maybe I am misunderstanding this question...you say you filed a Chapter 7 three years ago and it was just dismissed in October of 2010? It seems...