I didn't make my circumstances clear with my previous question. I have teacher pension and about $20,000 in a tsa which I need

Thank you for clarifying your situation. Please keep in mind that I am a licensed attorney in Michigan and not California, but my understanding...

Bankruptcy

By "dissolve" do you mean "dismiss"? If your Chapter 13 case is dismissed without a discharge, then creditors can still pursue you for debts still...

Have about 45K credit card debt. I have not paid for 7 mos. I have a teacher's retirement pension and about $20,000 in a TSA

Well, your specific question was whether or not you are "judgment proof" so I will try to limit my response to that. First of all, nobody is...

A non-profit corporation may file for Chapter 7 or Chapter 11 in most instances, although such filings are somewhat rare. Keep in mind that the...

My attorney had me file a chapter 13 when I could have filed a 7 and it took a year now im out of 3,700 and pay more for a 7

Granted, I don't know the particulars of this issue or why a Chapter 13 was utilized, but neglect is a strong word with no more information than...

Should I file for bankruptcy? I have spoken with two lawyers, who gave me different advice and I still cannot decide.

Well, first of all, you have already consulted with two attorneys who have met you and reviewed your situation in much greater detail than can be...

Did I need to serve the trustee?

I foresee no issue or problem with the fact that you did not serve her the amendment. The bigger issue I would consider would be ensuring that the...

Do I have to lose my time share I've had for 20 years if I file bankrupcty?

Time share interests are assets and need to be disclosed in your bankruptcy schedules. There are generally two ways in whcih one could lose such...

Will a bankrupcy attorney file for Ohio homestead exemptions ?

Federal exemptions for such assets are available, but the extent to which they will protect your assets from liquidation depends on the values of...

My bankruptcy Chapter 7 case was discharged in August 2010, will it affect my tax return?

An excellent and very timely question, to be sure. Timing is relevant, but the amount of the refund and exemption status are usually the more key...