I filed chapter 13 when i left and divorced my husband. I included the house in my bankruptcy along with my credit card debt.

If you've surrendered the house in the chapter 13, you're likely paying a percentage of the difference between what the house is worth and what...

Can a warrant be issued for my arrest and be arrested and can friends and neighbors be called for an outstanding pay day loan?

I'd suggest you contact an attorney. What you've described is a violation of the Fair Debt Collection Practices Act. Please feel free to give me a...

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Can taking money out of my retirement accounts be counted as income for means test in chapter 7?

There are several considerations here. First, remember that the means test is an average of the income received over the previous six months. Even...

What clues should an attorney look for as far as requesting a

If I'm not mistaken, the Michigan standard requires 2 disinterested witnesses. I'm not sure if it's the job of the attorney to determine the sanity...

If I have filed a chapter 7 bankruptcy, and have already had the creditors meeting, can I cancel the bankruptcy and refile later

You cannot voluntarily dismiss a chapter 7 bankruptcy. Your best bet would be to speak with the trustee to determine if the trustee is planning on...

Should I file an appearance and an answer anyway? Plus, why the timing?

You don't need to do anything. When you filed the chapter 7, a "stay" is put into effect that prevents creditors from taking any actions against...

Two commitments to purchase our appliances

Best advice would be to sell to one of them and see if the other one will accept the deposit back. There's certainly a breach of contract issue...

If i want to convert from 13 to 7 and I've been paying my mortgage separate the whole time and current will i lose my home?

Based on the limited amount of information you've given, it's very likely that there will be no adverse affects to your house. As long as you're...

Brother is walking away from his mortgage & moving out of state. He would like us to live in his home until the bank forcloses

You would only be liable for intentional acts you committed. Any acts related to the property itself, are the title-holders responsibility....

Can a court judgment which was wiped out by a Chapter 7 filing be revoked?

Typically, there are very limited exceptions for when a judgment is non-dischargeable. Most of those exceptions revolve around some type of fraud....