Can I be held accountable for debts incurred as a minor?

Your ratification of the debt could be an issue. What is really going on here? I need details and facts, not just a desire to stop paying.

I DESPERATELY NEED ADVICE WHO CAN HELP? IS THERE AN ATTORNEY THAT CAN HELP ME IN THIS MATTER

If you actually settled you may have cooked your own goose. You can explain your present position but are on a very difficult uphill course. Be...

To take her off the land contract the the land contract vendor, seller, will have to agree. Get an attorney for both this and the divorce.

Can I Sue the Detroit Water and Sewage Department for adding my mothers bill to mine?

Generally a water bill is to the property and a lien on the land, see an attorney, and prepare to be disappointed.

Can the department of justice garnish my husbands SSI or pension to pay my debt to the department of justice. I'm paying 25%

Need the specifics, and the court records. Generally your debt is yours, his is his but general means nothing without knowledge of the details.

Can a rent to own hand write on their contract six months no return of a scooter and only that item and not on my contract.

Too many facts without details, and therefore no firm opinion except see an attorney.

What is the best small business model for me and how do I set it up?

Well then see an attorney with the details, I suspect you will eventually end our with multiple LLC's but cannot give firm advice without the details.

Can i get sentenced during a pretrial

It is doubtful unless you take alligations "on the nose", which I doubt is your best option. Get an attorney, you are in deep trouble and need to...

My neighbor gave me a gift of $5000, and now says he wants it back or he'll take me to court. Do I have to pay him back?

This sounds like a mess, but I doubt you have given all of the facts. See an attorney, you may have a liability, or not, but only the details can...

Can a landlord require you to have commercial liability insurance on a residential rental plus home owners insurance

Read the lease, it controls. As for the agreement, you are bound to the terms you agree too.