Can a non licensed contractor file a mechanics lien against my property for non payment due to shotty work ?
DAVID's answer
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Answered on February 16, 2015
In MI, if they are not licensed then they cannot file a lien or even collect on a debt because taking a job as an unlicensed contractor is illegal...
Archived
If you are not properly licensed by your home state, can you perform that same occupation outside the state?
DAVID's answer
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Answered on February 16, 2015
That depends on the FL statute. In MI if you are collecting on a debt you should be licensed as required by the MOC, however there are exceptions....
Archived
Can collection agency sue for loans past SOL?
DAVID's answer
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Answered on October 17, 2014
They cannot sue you if it is past the SOL. Some of the debt buyers will sue just weeks before the debt would be barred by the SOL so you have to be...
Archived
Hello,
Is there a statute of limitation regarding fair debt collection in the State of NY. I currently reside in CT?
DAVID's answer
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Answered on September 11, 2014
The NY statute of limitations has not run yet, you still have 2 years left. If they try and collect, send them a debt violation letter. If they sue...
Archived
Should I call or write to this collection agency?
DAVID's answer
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Answered on September 10, 2014
Always write collection agencies so you have a record. It sounds like you need to contact an FDCPA attorney, they will typically handle the case at...
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Archived
How does a collection agency obtain the contract to collect an overdue electric bill?
DAVID's answer
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Answered on September 10, 2014
They buy the debt at a bargain price from your electric company, then they seek to collect. The buy/sell purchase agreement that they use are...
What can I do to charge my ex husband for using my social security number to open a credit card account in my name?
DAVID's answer
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Answered on September 10, 2014
Call the police and make a report. Also, you can contact the Creditor and make a report of identity theft.
Archived
If after filing bankruptcy the creditor with my car note agrees to a settlement but makes a mistake when sending the offer
DAVID's answer
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Answered on September 10, 2014
It depends on whether or not you accepted the offer to settle before they were able to retract, and also whether or not you knew this was actually...
Archived
There are 7 accounts in three different names would each person be responiable for there acct.
DAVID's answer
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Answered on September 10, 2014
If I understand your question, yes. But I think you should provide a bit more detail as to what is going on.
Archived
Can the collecting attorney ask for more money then what is in the consent jugment?
DAVID's answer
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Answered on September 10, 2014
Have an attorney review the original consent judgment. They might be trying to get a little extra $$ that they are not entitled to.
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