Refinance while in CH 13.

Yes you can modify your loan while in Ch 13. If you obtain an agreement with your mortgage company you should file a plan modification to allow for...

IRA/401 k distributions and chapter 13.

You do not need court approval to use your 401k/IRA funds. I am not sure what your plan proposes. If there has been a change in your financial...

Can traffic ticket fees be included in Bankruptcy Chapter 7?

You should find out exactly what type of fees these are. Fines and penalties are not dischargeable in bankruptcy. Drivers responsibility fees are...

You should advise your attorney. You can modify your plan to change your payments based on your new living expenses. If the payment is being made...

Will I be able to keep a payment received from the Independent Foreclosure Review while in Chapter 13 Bankruptcy?

You should advise your attorney and amend your schedules to exempt any potential recovery.

What happens now after bofa stop reporting

Your credit report should list Bofa and report that you owe them nothing. The bankruptcy discharged your personal liability on the note. The...

Is Chapter 13 cash payoff taxable?

You would want to consult your accountant on whether your cashing out your husband's annuity is a taxable event. How you spent the funds is not the...

I'm selling house on landcontract. the buyer is filling chapter 7 bankruptcy. Will the buyerbe able to keep property and not pay

You should review the Statement of Intentions to see whether or not the buyer plans on assuming the land contract. You may want to contact the...

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I have filed chapter 13 - I'm near the end, and my unemployement is running out. I qualify to start taking my pension. Can I?

Yes you can receive your pension. You will want to schedule an appointment with your attorney to review your change in income and potentially amend...

Streamline FHA refi without a reaffirmation

If you are on the loan, you should check your own credit. If you were making regular payments, this should be reported on your credit. Your...