Can I re-file for Ch.13 Bankruptcy after I voluntarily had it dismissed in Nov. 2013?

Yes you can refile although there are several issues to be reviewed. If in the prior case there was a Motion to Lift Stay and it is determined...

Will my Chap 13 be discharged early because the 33% amount has been met in 4 years instead of 5?

You need to check on several factors. If you are above the median income you will need to be in the plan 5 years unless a 100% of your unsecured...

When one files chapter 7 banckuptcy in mich does that wipe out utility bill debt

Yes Ch 7 will discharge the utility debt. The utility may require a reasonable deposit for future service.

My ex wife just file chapter 13 on the marital home which is still in my name. her name is only on the title. what should I do ?

You need to review your rights under the divorce judgment. You also need to see what the Ch 13 plan is proposing. You may need counsel to object to...

I filed for Ch.13 0n 2/7/2013. Will it be dismissed or objected to, if I used my credit cards in the past 90 days?

2/7/2013 was a year ago. If you mean that you just filed bankruptcy and used your credit cards within 90 days this could have an impact on your...

Your refund is an asset of the case. The amount of your refund that should be considered as an asset should be prorated. You have the right to...

In the Eastern District of Michigan you must obtain approval to incur a loan over $2,000. 00 if the case was filed after 2013. Also if your are...

If you are indigent it may be possible to obtain a pro bono attorney from the Court. You should contact the court to see if your are eligible....

Me and my spouse are in chapter 13 together. She loses her job. Her 401K is protected under the chapter 13. Can she cash out ?

Yes she can cash it out. Whether this is the best strategy depends on many factors. Rolling it into an Ira may be a better option and taking...

The discharge means that your creditors are permanently enjoined from collecting from you. Trustee's often keep cases open because they are...