Michigan Lemon Law: Calculating the Repurchase
Jul 17, 2019
So, you have a "Lemon." What is your remedy? How much money can you get? Under Michigan’s Lemon Law the answers to these questions depend on how much you paid, whether you have additional "out of pock...
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Lemon Law - Intermittent Defects
Jul 13, 2019
In a typical Lemon Law case, the vehicle owner, (Plaintiff), has the burden to prove the vehicle has a substantial defect. This may be difficult to establish if the defect is intermittent in nature. H...
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THE TCPA AND THOSE PESKY AUTOMATED PHONE CALLS
Nov 21, 2018
In 2017, over 30 billion robocalls were made in the United States. Are you one of the millions of consumers who have received those annoying pre-recorded phone calls or texts? Are these calls legal? I...
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Validation of Debt Under the Fair Debt Collection Practices Act
Jul 09, 2018
What is proper validation or verification of a debt for the purposes of the FDCPA? There is ample confusion among consumers regarding the legal requirements of a debt collector. Misguided Information ...
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Debt Collector Law Firms Exempt From The FDCPA?
Apr 07, 2018
A new law recently passed a House Committee in March of 2018, may exempt lawyers from various restrictions contained in the Fair Debt Collection Practices Act Analysis Debt collectors who happen to be...
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How Your Small Credit Card Balance Got Huge
Apr 03, 2018
One of the most common complaints I receive from consumers is the doubling and tripling of their credit card balances. People get extremely angry and frustrated, for example, when their $1,000 limit c...
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Credit Reporting AFTER Bankruptcy
Mar 24, 2018
According to Commentary to the Fair Credit Reporting Act, (FCRA), a debt discharged in bankruptcy must be listed as having a zero balance, reflecting that the consumer is no longer liable for the debt...
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9 Steps to Fix Your Credit to Qualify for a Mortgage
Mar 15, 2018
You can save yourself tens of thousands of dollars in the long run if you improve your credit score prior to applying for a mortgage. This guide provides you with what you need to focus on to improve ...
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How to Tell if a Debt Collector is a Scam
Feb 17, 2018
It is stressful when you receive rude and persistent phone calls from a debt collector. However, if you are receiving collection calls from an aggressive debt collector, it just may be a scam. Is It Y...
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How Many Debt Collector Phone Calls Constitute Harassment?
Feb 09, 2018
Debt collector calls can be frustrating and overwhelming. You may be wondering if the constant calls are ever going to end. You may also be pondering whether the seemingly endless phone calls are a vi...
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