What are my options with a mortgage company

In my opinion, you should dispute the inaccurate reporting with all three major credit bureaus - if you haven't already. You can find an adequate...

Loaned a friend 15K. only evidence my credit union type "1 year loan" on check stud is this enough evidence for court?

The "1 year loan" statement on the check is actually pretty good evidence. But whether it is "enough" evidence will depend on other factors such as...

I still have a vehicle under reposession and received a summons. I wish to turn vehicle in. Do i return to dealer or creditor?

What you are describing is a voluntary repossession. It is no different than a customary repo, where they come and take the vehicle. However,...

Is it legal for a collection agency to collect a fee before collecting a NSF check from the check writer?

If I understand the question correctly, the check writer bounced a check, and when the debt collector came back around the second time looking to...

Obtaining the name of the debt collector, their phone number (and extension), and who they work for is very important. They cannot contact you if...

I was sued by a credit card company right when I was laid off over a year ago, what info do include for a lower settlement offe

The answer varies dramatically depending on what creditor/debt collector you are dealing with. If you are current on your payments, the creditor...

We winter in AZ Res is MIchigan. My husand has an RV in his name, If he lets it be repossessed can they sieze any or my property

The short answer is No. If the R.V. is repossessed, it will be sold, (by law, in a commercially reasonable manner). The proceeds of the sale will...

Sold home in a short sale was approved by both leanders, 2nd a balence is still owed can 2nd take new home. NO job single mom

If there's a balance owed on the 2nd mortgage that has not been extinguished or paid, they may be able to execute on any property or assets in your...

I'm making payments to a credit union on a repo car, my payments are being sent back as unfordwardable. what do i do ?

You should continue to put your payments in an escrow account while you search for the entity who will accept the payments. You will probably need...

On a loan agreement is there any reason the maturity date can be moved back.?

Whether the loan can be amended in any way should be governed in the finance agreement or loan agreement. If there are no provisions that allow...