2nd home mortgage default for 3+ years what are my options?

Since this is your 2nd home and I assume not your principal residence you will not be entitled to various notice and loan modification negotiation...

Can creditors approve a credit card when nearly everything on the application is false?

I suggest you order his credit report. You can get a free one at www.annualcreditreport.com. The credit report would likely show if there is an...

I haven't paid my mortgage in 18 months, just received notification from lender requesting payment within 30 days.

The next letter you will receive is a MCL 600.3205b letter which will permit you to elect to "meet" a representative to negotiate a loan...

The Plaintiff in our foreclosure lawsuit has changed 3 times. Is that legal?

They can likely change Plaintiff's back and forth as you say - particularly if you don't have a lawyer to challenge the amendments as they come. ...

Under Michigan law if you are served a lawsuit by mail, you have 28 days to Answer. Yes, they can serve you by mail. Don't default!!! If you...

Dealership hid two prior wrecks when I bought 2005 Lexus 8 months ago. Do I have a claim?

Under Michigan law if you are served a lawsuit by mail, you have 28 days to Answer. Yes, they can serve you by mail. Don't default!!! If you...

Would my second mortgage lender have any recourse if i where to stop paying them but keeping my primary lender Current

I agree with all the answer provided. I would add that second mortgage holders can and will foreclosure to force payment. It is relatively rare,...

I have a sheriff's sale on my property TODAY! I want to SAVE my house! How to? THANKS!

I suggest you consult with a lawyer experienced in fighting foreclosure. Immediately! If the sheriff's sale actually occurred, you really have an...

Bank of america claims that i have a judgement from 2006 This is not mine. How can I look this up

You have two issues here. One is the judgment and potential for collection activity. The other important issue is your credit report. A judgment...

Can an attorney appear by phone for a pre-trial conference? I am being sued by a debt collection attorney in Michigan.

I suspect that court permits a telephone appearance. You can call the civil clerk to confirm this. The bigger issue is that you were sued in the...