House just auctioned

You have a 6 month redemption period in Michigan, from the date of the sheriff's sale. Actual eviction AFTER the redemption period may take one to...

Can a debt collector continue to report monies owed on your credit report for a debt that was settled and dismissed w/prejudice?

Interesting question! The answer depends, in part, on the details of your settlement. For example, if your settled for less than the full...

We are upside down on our mortgage. We almost lost our home in 2010 until our mortgage company gave us a loan modification.

I agree with most of the advice provided by counsel here. Other options to consider are a short sale, deed-in-lieu of foreclosure and a walk away....

A consent judgement with settlement was filed against me after i settled with a creditor tens days before the pre trial hearing.

A "consent judgment" implies that you consented. If it was truly a "consent judgment" in Michigan, your signature must be on it (or your lawyer)...

My Mortgage was held by TBW in 09. BOA bought, denied to modify my mtg and foreclosed. I was part of the IMR & NBS. Can u help?

After your property has been foreclosed, there is very little an attorney can do to help. The best opportunity to challenge a planned foreclosure...

I agree with Mr. Stearn. However there may be costs and fees associated with the foreclosure which are not reflected in the "full bid". I suggest...

2nd home subject to foreclosure?

They could foreclose on your cabin, but 2nd mortgage holders usually do that just to force payment. I think your inclination is correct: making...

Is this a legal process to or does this sound like a scam?

You disputed the debt. That was smart. I suggest you get a new copy of your credit report (free at www.annualcreditreport.com) and see how it is...

Can a mortgage co. force someone to co-sign a modification loan with a spouse who is deceased, also null and void upon receipt?

You should re-write this question. However, I will say that your lender does not have an obligation to return your phone calls prior to...

NJ deed in lieu or strategic default

Mr. Bieke is correct. You must consult a New Jersey lawyer. You likely have multiple options including short sale, deed in lieu, and bankruptcy. ...