Archived
Can I sue for my money back if I purchased a car from a private seller who lied about repairs being done on the car?
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Answered on March 16, 2018
Purchases from private sellers are considered "as-is" unless there is a written warranty. f you purchased the vehicle “as-is” it means you buy it...
Archived
I have been issued a court sapeona on a credit card Sept that has been paid on what do I do?
Adam's answer
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Answered on March 13, 2018
What you are describing sounds to me like a "creditor's exam". Basically, the creditor is permitted to drag you into court and force you to...
Archived
What are my options to stop harassment from collection agency
Adam's answer
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Answered on March 13, 2018
The best way to approach the credit reporting issue is to file disputes with all 3 major credit bureaus: Equifax, Experian and Transunion. I...
Archived
Can I use Navient?
Adam's answer
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Answered on March 13, 2018
I suggest you start with the CFPB. The Complaint process can be found here: https://www.consumerfinance.gov/complaint/
Archived
Why am i receiving a summons
Adam's answer
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Answered on March 12, 2018
They need an Order from the court to remove you, legally. I suggest you file a response to the eviction complaint. There is a possibility you can...
Archived
If my wife is not on the mortgage of our house and it foreclosed is she eligible for a FHA loan?
Adam's answer
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Answered on March 10, 2018
There's a three (3) year waiting period for FHA subsequent to a foreclosure. Check her credit report to see if she has a foreclosure on her...
Archived
Can I sue oil change place for engine failure?
Adam's answer
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Answered on March 10, 2018
You can sue. Whether you can win or not is the issue. Assuming you can get those "different mechanics" to actually testify in your favor regarding...
Archived
A bank says that I owe x amount of dollars on a mortgage but I was never lent money. Never applied for a mortgage what to do?
Adam's answer
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Answered on March 08, 2018
The first thing you do is pull your credit reports. All 3 - Equifax, Experian and Transunion. You can obtain free reports one time annually at...
How can I sue the electric company?
Adam's answer
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Answered on March 02, 2018
It is probably worth your time to research the language on the electric company website, (I'm assuming DTE or Consumers Energy) to determine if...
Archived
Can they put a warrant out for my arrest for not being able to pay back a payday loan?
Adam's answer
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Answered on February 28, 2018
It's a scam. You can't be arrested for not paying a debt. I hope this eases your mind.