Archived
What is the statue on filing on a real estate issue with a mortgage company for unfair foreclosure ?
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Answered on August 25, 2018
More information is necessary. Did the property get foreclosed? Did the redemption period expire? Generally, in Michigan, after the sheriff's sale...
When being garnished, shouldn't ALL fees and interest from the defendant be included in the judgement?
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Answered on August 23, 2018
Generally, creditors are entitled to post-judgment interest and various fees including those related to garnishment. The $868 does seem odd. I...
I never applied for a loan but keep getting emails saying i owe. Ive been asked to make payments with a google play card
Adam's answer
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Answered on August 19, 2018
Probably a scam. I would obtain my current credit reports to see if this account is reporting. You can obtain free credit reports at...
Archived
Is it legal to be charged 800% on a $300 personal loan in the state of Michagan?
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Answered on August 19, 2018
A lawyer will need more information to answer this question and probably will have to review your contract(s). Generally speaking, if you agreed...
Archived
Can I sue a debt collector for harrassment?
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Answered on August 08, 2018
The Federal Fair Debt Collection Practices Act exempts creditors. In other words, the FDCPA only applies to "debt collectors". If your credit card...
Archived
I have a 2014 fifthwheel we purchased in 2016 new . We have had electrical problems. Were we have a power surge go through it.
Adam's answer
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Answered on August 08, 2018
Michigan's Lemon Law does not cover fifth wheel sales. You could potentially have a breach of warranty/Magnuson-Moss Warranty Act case, depending...
We just purchased a used boat from a broker. The boat ran for a sea trial but has been in major repair since $$ Advice?
Adam's answer
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Answered on August 08, 2018
Private sales are considered "as-is". If you purchased the boat “as-is” it means you buy it with all its defects and nonconformities. Essentially,...
Archived
When your mortgage is sold from on company to another and you continue to pay first company can they keep your money?
Adam's answer
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Answered on August 05, 2018
A lawyer will need more detail to accurately respond to your question. Generally, your payments and how they are applied is governed by your...
Archived
Do I have a case of fraud?
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Answered on August 05, 2018
If you wish to pursue legal action I suggest you obtain a professional inspection of the vehicle by a certified mechanic. If an expert deems the...
Archived
What options do I have if My name was forged on new vehicle sales contract by my husband and a dealership employee?
Adam's answer
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Answered on July 31, 2018
You can and should file a complaint with the State of Michigan. The form is here: https://services2.sos.state.mi.us/automotivecomplaint/
Or you...