Like my colleagues, I encourage you to hire a lawyer. However, if you are "hell-bent" on doing this yourself, let me suggest that it is much...

As the previous answers have indicated, the legal right to recover collateral that is the subject of a security agreement and the practical...

Co borrower in chapter 7

The person who files bankruptcy is the only person that the bankruptcy discharge protects. Co-debtors and guarantors obligation on the debts are...

My ex-husband is filing Chapter 7 bankruptcy. How do I calculate the dollar amount of my claim on the Proof of Claim form?

The filing of a Proof of Claim in a Chapter 7 case is only called for if the Trustee recovers and liquidates property. You can file a Proof of...

I'm getting ready to go thru a divorse. i'm also getting ready to file bankruptcy chapter 7 i want to add my house on my bankrup

You must list the mortgage debt in your bankruptcy case and it will almost certainly be discharged in the case along with your other debts. You...

I have a question regarding Chapter 13 and "The Plan" in New York State

You will need to file a motion to modify your Chapter 13 Plan. The motion will explain that your disposable income is reduced and ask the court to...

In NJ to file chapter 13 must all your tax returns be current?

In order for your Chapter 13 Plan to be confirmed, you MUST have filed all required tax returns. Filing a Chapter 13 to DELAY the foreclosure of...

My brother filed Chapter 13 in July of 2012. He included the car that I cosigned for in it the bakruptcy.

A co-signer places himself in the dubious position of taking responsibility for the payment of a loan that someone else gets the benefit from. ...

How can I negotiate a lump sum settlement of a student loan?

So many questions, so little space to answer them. One issue that you have not mentioned is whether your student loans are government loans, or...

Filed Ch 7 in 2012 , was discharged , reiffirmation agrement on my car , it was totaled by no fault of my own

Attorneys Bunce and Duenas have given you excellent advice. A reaffirmation agreement effectively removes a given debt from being discharged in...