Is there a significant impact in a Chapter 7 bankruptcy if an unsecured creditor is erroneously listed as secured?

I agree with the other answers. A secured creditor is one who has a lien on collateral to "back-up" the money obligation you owe them. The fact...

How long do I have to wait before I can file a chapter 7 after a chapter 13 was filed and converted to a 7.

Because your Chapter 13 was converted to Chapter 7 and discharged, you will have to wait 8 years from the date that your chapter 13 was filed, to...

I have about 55k of debt. No income due to an injury at work. Can I file BK?

Indeed, you seem to be a prime candidate for Chapter 7. Chapter 7 is intended for circumstances precisely like yours. As to the cost that you...

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The Automatic Stay in bankruptcy prevents creditors from engaging in debt collection activity. This generally includes foreclosure. However, the...

Missed bar date because i wasn't aware of chapter 13 by renters until a year after they filed and put me on as a creditor.

You have a very interesting issue with several facets. First, it will be relevant whether you had an active lease agreement at the time the...

I have a discharged chapter 7 in which I did not re-affirm my mortgage. Can I still apply for an Equity Loan down the line?

When a debt is discharged in bankruptcy, collection of money on that debt becomes impossible. A lien against property that secured the debt is,...