You are equating having ones name on a mortgage with ownership and they are not the same thing. With that said, you cannot relieve yourself of the...

You appear to have asked this question at least three times within 15 minutes. Be patient. This is not Google. Real live lawyers answer...

If you've been charged with a crime you hire a defense attorney and speak only to them.

You can but lawyers are not allowed to contact you directly. Make some calls to local attorneys or perhaps a CPA.

Product liability cases require expensive experts and are thus only viable when the injuries are severe. You make no mention of injuries so it is...

You should report this to the police.

Any chance? Sure. A good chance? Probably not. And people make empty threats to sue all the time.

I strongly urge you to hire a local attorney in the hopes that they can negotiate this down to something with fewer repercussions to your insurance...

I agree that you need a lawyer but we are not allowed to contact you directly. Instead, you will need to make calls and retain counsel.

It is not clear what it is you're asking. You have a lawyer on your personal injury case so what additional damages are you seeking?