In the filing of my UCC-1 financial statement who is the Debtor #2 for NJ?

It sounds like you are attempting to perfect purchase money security interest while bankruptcy is pending. If this is true, you cannot while stay...

We filed chapter 7 and were advised to buy a car if we need one before we file. Our car has turned out to be a mistake what can

If purchased before you filed and you reaffirmed it you may be on the hook. However, this does not take away from other rights such as lemon law so...

You can be charged for a first offense because your first conviction was over 7 years ago. Better slow down a third counts as a felony and will...

How can I get a refund from an attorney my wife and I hired to file bankruptcy for us?

Although the following is slightly off topic, your attorney should be amenable to refunding your money. It may difficult to represent either...

Civil contempt arises when judgment debtors fail to respond to subpoena and or refusal to answer questions properly put to them. Civil contemp can...

Can i place court cost and fines under my chapter 13.

It may be true that they cannot ask you for payment but that doesnt mean you can't pay. Many creditors have a phobia about bankruptcy and many...

There is nothing i can see from your question why you couldn't or shouldn't file bancruptcy on the liability. Go see an experienced bankruptcy...

Can student loans be included if we file bankruptcy?

You should consult with an experienced bankruptcy attorney. Although the parent plus loan can't be discharged without a herculian effort, after...

I wanted to know if I received a judgement totally $11,000 what percentage should they receive?

Under FDCPA you are only entitled to statutory damages of $1,000.00. The rest is owing to the work your attorney had to put into your case so you...

How do I fight a garnishment that's in progress?

Your only other alternative is to dispute the debt. Go see an attorney in consumer law to dispute debt.