Archived
Our 2nd mortgage is in process of filing suit against us. Can they sell our home even though it's not the 1st mortgage?
Juan's answer
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Answered on May 30, 2018
Yes, a 2nd mortgage company can foreclose on the real estate. Whether they would do so really depends on how much equity there is as the sale...
Archived
What do I do? I have a medical debt small claims against me.
Juan's answer
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Answered on May 30, 2018
The lawyers sending out direct mail advertisements get their information from MyCase, so they have it often before the sheriff delivers the summons...
Can a person be served papers to appear in court the day before the hearing is set for?
Juan's answer
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Answered on May 21, 2018
Not really a bankruptcy question. You have a state court issue and bankruptcy is only in federal court, so you may be better off listing this as...
Archived
Can a company win a lawsuit if your only income is ssi?
Juan's answer
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Answered on May 01, 2018
Yes, they can win the lawsuit. But when they order you to appear for the Proceedings Supplemental (the garnishment hearing), if you show them...
Archived
Why did my lawyer tell me to thank my husband for.letting me keep tax check, he said it in a demeaning way
Juan's answer
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Answered on April 28, 2018
Are you sure this is a bankruptcy question? I don’t think it is really a legal question either. More of a personal issue with the individuals...
Archived
Will a payday loan I took out recently hurt my chapter 7
Juan's answer
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Answered on April 27, 2018
Payday loan creditors rarely challenge discharge of their debt, probably because the debts to them are usually relatively small.
Don’t take...
In the state of Indiana and recently filed chapter 7. Do I need to reaffirm my mortgage?
Juan's answer
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Answered on March 29, 2018
You do NOT need to reaffirm to keep your home.
For a lender to foreclose, they need to prove default in your payments. Failing to reaffirm...
Archived
How do I return a bankruptcy claim payment I no longer need?
Juan's answer
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Answered on March 17, 2018
To add to the other answers, your agreement to "settle" the back support was probably a violation of the automatic stay in the bankruptcy, because...
Archived
Switching chapter 13 to a chapter 7
Juan's answer
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Answered on March 17, 2018
Five months is not really long to get your plan confirmed in the Indy area. In fact that would be on the fast end. Confirmation has little to...
Archived
Can I include joint tax liability (federal and State of Indiana) in an individual Chapter 13 bankruptcy?
Juan's answer
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Answered on March 13, 2018
Yes, your individual Chapter 13 would be required to pay the joint tax liabilities as part of the plan.
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