Archived
If I have lived in Indiana for just over 91 days then is it true that I should file in Indiana rather than my previous state?
Juan's answer
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Answered on July 09, 2018
You would still use Texas (or possibly federal) exemptions to protect assets until you've lived in Indiana for 2 full years.
But if you've been...
Archived
What does it mean when a plaintiff in bankruptcy case sending u a letter for motion to remove cause from 41e docket?
Juan's answer
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Answered on June 27, 2018
41e is the trial rule whereby local courts remove old stale cases where no action is happening from their dockets.
It forces the plaintiff to...
Archived
How much do you charge for bankruptcy chapter 7. I live in Morgan county?
Juan's answer
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Answered on June 26, 2018
The short answer is "it depends". It depends on whether it is an individual case vs. joint, if you have secured creditors, if your income is...
Archived
My escrow increased & there is a $70.00 escrow shortage I want to pay it & the small increase in my mortgage. How do I do it?
Juan's answer
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Answered on June 26, 2018
There is no need to modify. The lender will file a notice of payment change and the trustee will pay the new monthly payment for the next 12...
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What are mortgagor recoverable advances that has been added to my mortgage statement?
Juan's answer
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Answered on June 23, 2018
I think you mean your case has been discharged, not dismissed. Make sure you have the terminology right on that when you call the lender because...
Archived
Can I file chapter 7 after my chapter 13 was discharged
Juan's answer
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Answered on June 23, 2018
If it has been 6 years since your 13 was FILED, then yes. Or if your 13 paid enough of your debts back.
Otherwise another 13 would be an...
Archived
If I get divorced will my wife no longer be responsible for my student loans if something were to happen to me?
Juan's answer
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Answered on June 18, 2018
Your debts do not pass to your spouse unless they are joint debts.
When a person dies, their creditors may have a claim against their estate,...
Archived
Can you file bankruptcy if you are being sued by an insurance company?
Juan's answer
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Answered on June 14, 2018
Yes. So long as the debt is not for personal injury in a OWI accident, the debt will be dischargable in bankruptcy.
If he does not file...
Can I file bankruptcy while on a land contract?
Juan's answer
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Answered on May 30, 2018
Most likely yes. Land contracts are treated just like mortgages in Indiana.
If you have built up significant equity since you started the land...
Archived
Our 2nd mortgage is in process of filing suit against us. Can they sell our home even though it's not the 1st mortgage?
Juan's answer
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Answered on May 30, 2018
Yes, a 2nd mortgage company can foreclose on the real estate. Whether they would do so really depends on how much equity there is as the sale...
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