We owe $18,000. Should I do paymt plan or try OIC? Sche would potentially be $250/yr for 5 yrs.

There are special circumstances where you might not have to pay the tax bill. If you can verify that the funds were used to obtain or save housing,...

Selected as the best answer

The attorney who originally answered did a good job with your question but may have left a few unanswered questions. You asked, essentially, "Why...

Can i convert from a chapter 13 bankruptcy to a chapter 7 bankruptcy

Technically, yes, you can convert your case from Chapter 13 to Chapter 7 at will. However, there may be good reasons not to do so just now. I am...

Am I responsible for my husband's debts?

I am not sure you got the answer to the question you asked yet. So I am going to give it my best. No, you are not responsible for bills...

We filed ch 13 a year ago, today our account was blocked at our bank . I'm not sure why and it's Saturday. Can creditors do that

The answer given by the first responder appears to lack an understanding of how bankruptcy in our jurisdiction works. It is a shame that he Felt he...

I am unemployed and cannot pay $322.00/month DCS is requiring on my default. DCS will not agree on anything less- My options?

DCS? That expression is fairly new to me. What happens to you if you do not pay that amount? Seriously, what can happen? you have no wages to...

I am in the middle of a divorce

You may have more options than you want to consider. Often in Indiana, while the divorce is pending, the court will issue a generic "Restraining...

What do i do when i am served papers to be sued?

You raise A couple of interesting questions here. First, it appears that you have been sued in small claims court. The summons your received that...

Help ! is Bankruptcy, my answer

You certainly can discharge most of your unsecured debts through bankruptcy. Pay day loans are quite the scourge on society. when I first starting...

I received a discovery request (chapter 7) from a prior customer who is claiming to be a creditor. She is asking for some crazy

I agree that you should follow the advice of your attorney. Discovery requests can take many forms and the information that can be requested can...