$13K sounds reasonable enough to file bankruptcy, especially if you have other debts. It ultimately depends on the Trustee's point of view, of course.

Will surrendering my land contract on the statement of intention affect my husband (co-debtor's) property rights? If yes, how so

You really need to consult an attorney, this is a good time if you haven't had your 341 meeting yet. Generally ,if you and your non-filing husband...

Is retirement finds already in an IRA or Flexible Retirement Annuity exempt from Bankruptcy in Indianapolis , IN

The most crucial element of the question is missing: are you currently IN bankruptcy or contemplating it?

You need to address this issue with you attorney, if you have one. Trustee has avoidance powers and can undo any transfer done within 2 years (and...

What do I do about a store escorting my disabled mother out due to her disability keeping her from wearing a shoe?

Very sorry to hear about this happening to your mother, but try to put yourself in the shoes of the store employees. What do they think about when...

Will it be very expensive to retain a lawyer for this new case? What do you think his first step should be? Is he facing time?

Could not agree more with Mr. Brinkmeier. Given the details such as alcohol level, narcotic possession, sentencing and probation - seeing an...

What's going to happen if I cannot find adequate counseling??

This information is insufficient. Is this a criminal case?

What should I expect or do now? I haven't hired an attorney.

You have several possible paths. One - verify that the Court received your Answer, so you should be given a chance to participate in a trial if...

Summons from Portfolio associates, LLC. Need to respond 23 days after receiving it they enter judgement.

Was a copy of Complaint attached to it? Is that a debt that you recognize? See a local attorney to be sure it's a legitimate pleading.

What are red flags that show it is a scam and not a real collection agency?

Have you gotten your credit reports lately? You can get free credit reports at www.annualcreditreport.com - every year you should be entitled to...