Am I forced to "mutually release" my purchase agreement with Fannie Mae?

Great question but bad situation. When a bank does a foreclosure they run a title search, but the foreclosure process is generally not complete...

What exactly is a cap ???

You need to be much more specific. What was the lawsuit about? Civil? Criminal? This is insufficient information.

How do i file chapter 7 to clear my utility bills cant get them turned on due to high bill..

If you file bankruptcy on your existing utilities, you may face a sufficient deposit before they will turn them back on.

What option do I have if the finance/loan papers do note match what was agreed to and the sale price is higher than advertised?

If you inspected the sales papers and you signed those, it may be harder to prove fraud - many dealers have a form that says "anything NOT offered...

I'm being sued by CACH LLC, what do I do?

The bigger question is: do you owe that money or is it not your debt? If you do - what do you plan to do? You can fight "improper service" if they...

Can my mortgage company contact a family member to pay a past due balance if they are not listed in my morgage?

Certain collection activities are prohibited by the FDCPA (Fair Debt Collection Practices Act). The Act prohibits certain types of "abusive and...

Question, save my home that has a sheriff sale Dec 15th or put for sale myself & move out? If I do save I dont have $ 4 repairs

Go and see the bankruptcy & foreclosure attorney as soon as possible. Many of us offer free consultations so you can evaluate your options based...

Does the mortgage co have any recourse

If you didn't sign reaffirmation agreement, then you wouldn't not be liable for any foreclosure costs or deficiency if they would have filed...

Do I need an attorney to help me?

This is definitely a situation that you need to consult attorney about. Bankruptcy Chapter 13 may not even be able to help you since it is a...

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If I declare bankruptcy for my medical bills would my wife be held accountable for my bills?

Creditors will try their best to tie her to your bills - one possibility is when she signed "responsible party" form, or consent form, or if you...