What is difference between chapter 7 and chapter 13

Chapter 7 bankruptcy is the "wipe out" of MOST debts whereas Chapter 13 bankruptcy is a reorganization and repayment plan that might result in the...

Tenant filing bankruptcy ?

Before you take any action, you should consult a local attorney for guidance. Suffering through non-payment of rent may be necessary at the moment...

What should i do about a summons i received?

Not quite, but close. You are named as a defendant so that you have the opportunity to exercise any rights you MAY have in regards to the judgment...

Chapter 7 ?

What you described is very typical - quite the norm in fact. They don't have to accept payments on discharged debt (or debt that will likely be...

Do I have to pay court filing fees when I paid my rent and late fees before I recieved a summons for court

Unfortunately, it typically is legal. Read your lease agreement. If being even a day late is a default under the agreement, they can file an...

Yes, you would remain responsible unless you qualify for a discharge of debt either through the lender itself or through...

Will file a Bankruptcy Chapter 7 cause me losing our house?

The only way you could get a definitive answer is by meeting with an experienced bankruptcy attorney in your area. Only after a detailed review of...

What happens to credit card debt when someone dies without a will versus with a will?

Mr. Meisenhelder is correct. Whether there is a will or not does not address the issue as to whether there are valid claims against the decedent. ...

Certificate of service?

I am assuming that you did this without a lawyer, because you were on the right track and it does sound like they were trying to pass one over on...

Can a debt collector sue me when my bank account was closed almost 10 years to the day?

There is a small chance this is legitimate, but given what you have described, it really sounds like a scam. A debt collector isn't going to say...