Are CREDIT CARD COMPANIES also their own debt collector and therefore subject to the FDCPA?

The FDCPA, by its own definitions, does not apply to original creditors, such as credit card banks. Also, your eligibility for Chapter 7 is not...

Contesting a will

You should contact a local probate attorney ASAP. There are strict deadlines when it comes to probate matters and being able to contest a will,...

Can me and my husband both get our wages garnished for 25% each for the same judgement?

Yes, both of your wages can be garnished. No, your wages in particular cannot be garnished above 25% if there is already a garnishment in place. ...

What happens if you get a modification on mortgage while in a chapter 13? Do you get money that you paid in back?

That depends on your local bankruptcy rules and the terms of your Chapter 13 Plan, among other things.

The report has no impact on the deadline for creditors to file objections. Once that deadline passes without objection, 60 days after the 341...

Can i be garnished if I am making bi weekly payments?

If you don't have a formal agreement with them in writing, it's possible. Remember, they don't have your legal interests in mind. You need to...

I had a $$ deposited into my bf’s account, he conveniently left days after the deposit, is there a way to get it back legally?

You could sue him in small claims court but it would take time, money and good luck recovering money from him because he sounds like a loser to...

I currently in bankruptcy, it may get dismissed.

In addition to the other answers provided, I would add that given the right circumstances, you want to try to reinstate the current case rather...

Is the judge saying that I have a payment plan to pay my debt (which I do), or the total amount is due now minus what I paid?

Generally speaking, a judgment is due in full immediately. What you posted does not suggest anything otherwise.

If 89 year old mom sells house to her 7 children but still lives there, is there anyway a creditor can place a lien on home?

Yes, a judgment creditor can have a lien placed on the home, especially if they can show a judge that there was a fraudulent transfer. If the home...