Archived
Who is responsible for reaffirmation a lawyer or mortgage company? if not filed correctly can I do anything to either party?
Eric's answer
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Answered on April 09, 2019
The thing to remember is that you cannot force a party to enter into a reaffirmation agreement. We've asked banks to provide a reaffirmation...
How can I stop a garnishment from a car dealership? Even when I gave them the car back?
Eric's answer
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Answered on April 08, 2019
It's a terrible situation to be in. They don't care what other bills you have or mouth to feed - they just take 25% of your paycheck every pay...
Archived
Do i have to disclose my social security number to become someones power of attorney? ?
Eric's answer
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Answered on April 08, 2019
No. Do NOT give any sensitive information to someone you do not personally know and have good reason to trust. This sounds like a scam.
I RECEIVED A "MOTION FOR DISCOVERY OF EMPLOYMENT RECORDS" FROM A DEBT COLLECTOR WHAT DOES THIS MEAN?
Eric's answer
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Answered on April 07, 2019
It means that the debt collector is trying to get a court order from the judge to get the Indiana Dept. of Workforce Development to provide them...
Archived
Can a debt collector legally garnish my mother's bank account for a car repossession from 8 years ago, and she is on disability?
Eric's answer
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Answered on April 06, 2019
If they're trying to set up a garnishment or freeze a bank account, it is likely that they have a judgment against her. Judgments in Indiana, when...
Archived
Can I keep a cat we found in our yard, we took it to the vet with stomach issues and found a chip. I don't want to give it back
Eric's answer
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Answered on April 06, 2019
You have an obligation to perform best efforts to return ANY property not belonging to you to its owner. If the cat is chipped and the owner can...
What does it mean for entry of default judgement denied?
Eric's answer
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Answered on April 05, 2019
No way without more information to say why the default judgment was denied, but usually it is a technicality. Because you are not protecting your...
Archived
Will I be fined and if so do I need to pay it? Also am I really banned from that location for life?
Eric's answer
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Answered on April 04, 2019
If they said you are banned, then yes, you are banned. If you are caught coming back into the store, you could be arrested for trespassing.
Can my apartment complex have my car towed for "not parking in guest parking" when I'm a resident?
Eric's answer
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Answered on April 04, 2019
You might have a case against them to recover your vehicle and have them pay for the lost wages, towing, etc. The key is exactly what you already...
Archived
Would it be wise to reaffirm mortgage or can you even do after filing chapter 7 in 2012?
Eric's answer
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Answered on April 03, 2019
It's too late to reaffirm your home through a 7-year old bankruptcy proceeding long closed. Plus, reaffirmation has nothing to do with your...
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