Filed Ch 7; mortgage never reaffirmed - will it affect our current credit to stop mortgage pymts?

Without reaffirmation, your liability on the mortgage note was personally discharged. You can make arrangements with the bank for surrender of the...

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Who would get the vehicle in court?

Equitable distribution of marital assets is the presumption in Indiana, but the facts of your situation could swing it either way. It would...

Can I buy or lease a car during bankruptcy?

Yes, but you will need to get with the Trustee's office for approval.

Fair Market Value

Trustee can sell it for less than fair market value that's why he probably indicated that it would be sold quickly.

I contend that a credit line on a chking acct I had w/my daughter was added after the initial account was opened. $2000+

You should contact the credit reporting bureaus and have them make their investigations to clean up your credit reports. You may have to take...

Whn bk trustee is looking at home equity, will they factor in the cost of sale? In other words, will they bother if small amount

The Trustee is always looking at the bigger picture to determine if the liquidation will result in a meaningful distribution to creditors of the...

My fiance will file bankruptcy after we get married, does this affect me?

If you don't have any assets or joint debt, it won't necessarily affect you but it may effect her ability to file for relief because the court will...

Can I retain my home if mortgage company states in letter they are not a debt collector and have been receiving payments from me

Chapter 7 bankruptcy relief does nothing to stop foreclosure. The creditor will apply for, and receive, relief from the automatic stay in due course.

Bankruptcy, 1099, mortg & equity line, my current accountant is listing discharged debt as a capital gain & incl it in my income

Not sure I've ever heard of the IRS taking that stance. For your reference, linked below is IRS Publication 908 regarding bankruptcy discharges as...

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What can I expect at a bankruptcy creditors meeting?

It's not too late to get a lawyer but you can do it without one. Make sure that the Trustee has everything required as part of your local document...