Eric Charles Lewis's Answers (3707)

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Am I eligible to collect social security and unemployment benefits simultaneously in Indiana?

Eric's answer | Answered on April 06, 2011

Check out the link below for some insight from the Indiana Dept. of Workforce Development.

Archived

I did a chapter 7 bankruptcy and didnt reaffirm the debt for my two mortgages. However, I signed a loan modification agreement

Eric's answer | Answered on April 06, 2011

Yes, your liability on the original mortgage note was discharged but since you have signed a loan modification post-bankruptcy, you are liable on...

Archived

Thank you so much for the response, I have one final question, If I do not answer the automatic stay, am I still responsible

Eric's answer | Answered on April 06, 2011

The automatic stay is lifted only for the limited purpose of seizing the collateral for sale. If you are surrendering it through bankruptcy, your...

Archived

How is normal wear and tear determined for security deposits?

Eric's answer | Answered on April 05, 2011

There are no set parameters for "normal wear" but it would be based on length of stay, in part, and the change in condition from move-in to...

Archived

I got a tickd for an owi

Eric's answer | Answered on April 05, 2011

I don't exactly see a question here. Are you concerned with the cop's insinuation that you would go to jail? Doesn't really amount to anything...

Archived

What type of lawyer should I get?

Eric's answer | Answered on April 05, 2011

You should seek guidance from a local bankruptcy attorney and likely you'll be looking at using Chapter 13 to save your home and determine the...

Archived

If someone filed Chapter 7 before the law mandated waiting 8 years before eligibility to file again, is that someone precluded?

Eric's answer | Answered on April 05, 2011

Yes, you have to wait 8 years from the date of the last filing. Indianapolis Bankruptcy Law Office of Eric C. Lewis

Archived

I was negoitating with Chase Bank for a loan modifacation. I then filed Chap 7 BK and the modification was then forwarded

Eric's answer | Answered on April 05, 2011

I have heard of very little success with home loan modifications - in or out of bankruptcy. Also, having the case dismissed will not help you out...

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On the back of the check I noted, "by cashing this check you are agreeing that the

Eric's answer | Answered on April 04, 2011

Your notation in all likelihood has no legal effect. If the debt owed was speculative or unliquidated, then you might have an argument for accord...

Archived

Garnishment,anyway to stop it,should we hire an attorney

Eric's answer | Answered on April 04, 2011

You should seek local legal counsel to explore your options. - Indianapolis Bankruptcy Law Office of Eric C. Lewis

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