Archived
Lien holder on vehicle repo filed Small Claims against me without informing me of sale date and how much vehicle was sold for.
Eric's answer
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Answered on June 30, 2011
I suppose it depends on the laws of your state, but in most states the lender does in fact have to inform you of the sale date, method of sale to...
Archived
DFJ ordered me to pay mortgage till sold & $ split. Can't make payments. If file bankrupcy, can ex sue for his 1/2 of $ profit ?
Eric's answer
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Answered on June 30, 2011
Bankruptcy only discharges your personal liability toward your creditor on the mortgage note. Failure to abide by a court order of the domestic...
Archived
How long can I wait to file bankruptcy?
Eric's answer
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Answered on June 30, 2011
It all depends on the equity in your home. If you don't have much equity and the lien impairs your exemption, you can remove the lien in...
Archived
Am I responsible for a property after I am Discharged fro a chapter 7
Eric's answer
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Answered on June 30, 2011
You should stay on the lender to move along the foreclosure because although your personal liability has been discharged on the note, you are still...
Archived
I have a H3 that is paid for. If I file for bankruptcy in arizona will i be able to keep my car?
Eric's answer
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Answered on June 28, 2011
If Arizona exemptions are the applicable exemptions available to you, Arizona law allows a $5,000.00 exemption in a motor vehicle, per person...
Archived
My friend has received a summons for credit card debt.He asked them for the original contract twice by certified mail.All they
Eric's answer
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Answered on June 28, 2011
They have to provide proof of transfer of the account and the original contract.
Archived
Is there privacy protection post-judgment?
Eric's answer
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Answered on June 28, 2011
Probably not, so long as the document production is sanctioned by the court in the post-judgment proceedings to determine assets.
Archived
We filed chapter7 in 04/2005. since then we had a foreclosure on our home. so I guess what I am asking is.
Eric's answer
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Answered on June 27, 2011
You can only file for Chapter 7 relief every eight years. Also, if you did not reaffirm on the loan, then your liability on the note would have...
Archived
I was served a Writ of Garnishment on June 3, 2011.My employer was received the Writ on the same day (verified via postmark) but
Eric's answer
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Answered on June 27, 2011
The writ is effective upon issuance from the court; in your case, May 18th, unless otherwise specified in the order.
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Archived
I have a bankruptcy and A pending DUI chrage. My boyfriend and I are planning on getting married. Will these issues affect us?
Eric's answer
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Answered on June 27, 2011
Immigration status or a marriage license is not affected by a spouse's bankruptcy or DUI charge.
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