Questions answered by Eric Charles Lewis

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I received a copy of an abstract from the judgement roll on a company that has been recently filed under chapter 7 in bankruptcy

Eric's answer | Answered on July 25, 2011

From the information you have provided, that could mean almost anything. You should contact your lawyer for guidance.

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A family member passed away only asset is a 99 truck with a balance due. A third party would like to pay off the loan with

Eric's answer | Answered on July 25, 2011

In Indiana, small estates worth a net of $50,000 or less can be transferred to heirs by affidavit and with that affidavit, you can effect transfer...

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If I settle with my 2nd mtg holder after a shot sale, is the amt they forgive taxable.

Eric's answer | Answered on July 25, 2011

Reference the link below to the IRS site regarding The Mortgage Forgiveness Debt Relief Act

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My mom is my cosigner if I walk away on my property would she be affected? and what happens to her existing home she lives in

Eric's answer | Answered on July 25, 2011

Yes, that is the whole point of the co-signing. You are both responsible for the mortgage, individually and jointly.

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What is the punishment for missing a court appointed mediation?

Eric's answer | Answered on July 25, 2011

Failure to attend a court directed mediation could result in contempt of court which certainly could result in a body attachment for arrest to...

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Can a collection company and a law firm be one and the same?

Eric's answer | Answered on July 25, 2011

That is a very common practice. There are many law firms that do only collections work.

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I filled banrupcy Oct 2009, and was dismiss Jan 2009. I have a car loan that wasnt raffirm.

Eric's answer | Answered on July 25, 2011

If you mean that you received a "discharge" and not a "dismissal" (BIG difference) then your liability on the loan is discharged and you can make...

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If a car loan was not paid and they are not able to repossess the vehicle, will they be able to garnish my wages?

Eric's answer | Answered on July 25, 2011

If you are sued and the creditor is awarded a judgment, it is likely that they can attach to your wages through a garnishment of up to 25% of your...

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Im pregnant and the father and i are not together. do i have to put him on the birth certificate?

Eric's answer | Answered on July 25, 2011

I do not believe that you have an obligation to put his name on the birth certificate. Certainly, as the biological father, he can choose to prove...

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How can I get creditors to stop harrassing my place of work, especially contacting my HR dept threatening legal action?

Eric's answer | Answered on July 25, 2011

You may have recourse under the Fair Debt Collection Practices Act (FDCPA), especially if you have already told them not to call you at work or...

Eric Charles Lewis's Answers (3707)

I received a copy of an abstract from the judgement roll on a company that has been recently filed under chapter 7 in bankruptcy

A family member passed away only asset is a 99 truck with a balance due. A third party would like to pay off the loan with

If I settle with my 2nd mtg holder after a shot sale, is the amt they forgive taxable.

My mom is my cosigner if I walk away on my property would she be affected? and what happens to her existing home she lives in

What is the punishment for missing a court appointed mediation?

Can a collection company and a law firm be one and the same?

I filled banrupcy Oct 2009, and was dismiss Jan 2009. I have a car loan that wasnt raffirm.

If a car loan was not paid and they are not able to repossess the vehicle, will they be able to garnish my wages?

Im pregnant and the father and i are not together. do i have to put him on the birth certificate?

How can I get creditors to stop harrassing my place of work, especially contacting my HR dept threatening legal action?