Archived
We filed for bankruptcy Chapter 7 in 1994, the Bky was discharged in 1996, the original mortgage was with Washington Mutual whom
Eric's answer
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Answered on August 06, 2011
Unfortunately, that is exactly what Wells Fargo is entitled to do, because they basically inherited an uncollectable note that you are voluntarily...
Archived
Being sued for balance on a car loan but they have not served me in person but talked with atty's office. Can they proceed?
Eric's answer
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Answered on August 06, 2011
To get jurisdiction over you, the court must make service as proscribed by your state's rules; however, direct mailing may not be the only option. ...
Archived
Can I file bankruptcy again. The first was a chapter 7 that was discharged in 2002.
Eric's answer
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Answered on August 06, 2011
You can file for Chapter 7 relief once every eight years if done in good faith.
Archived
I have a quit claimed signed and notorized but it is almost 3years old..is it still valid to turn into the county clerks office?
Eric's answer
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Answered on August 05, 2011
Yes, it should be. You want to have it recorded as soon as possible.
Archived
Can you file bankrupcy when you have quit deeded properties to your children and how much can you have in your bank and IRA?
Eric's answer
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Answered on August 04, 2011
Exemptions as to property you can keep - and how much - are state specific (and dictate whether the federal exemption scheme can be utilized). You...
Archived
As a co-signer on a vehicle, will a chapter 13 relieve me of the debt?
Eric's answer
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Answered on August 04, 2011
Bankruptcy will relieve you of your liability on the debt.
Archived
I have overdrawn my account at the bank and got a letter telling me that if i did not pay them 600 they will report me to fraud
Eric's answer
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Answered on August 04, 2011
With the information you provided, I would say it is within the realm of possibility.
Archived
I have 11k in unpaid credit card debt.One credit card company is sueing me.That 1 i owe 4,500.I am in Florida&my Sequia Toyota
Eric's answer
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Answered on August 04, 2011
I don't practice law in Florida but as I recall, Florida exemptions for a vehicle are very measley, so it is possible that they may be able to take...
Archived
How can I avoid having my credit rating from dropping over a 5,000 collection bill from a car lease?
Eric's answer
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Answered on August 04, 2011
Anytime you don't pay your bills as agreed, it's going to be a negative mark against your credit. As soon as it is in collection status, it's a...
Archived
How can I win against a Relief of Stay Motion from my Mortgage Company
Eric's answer
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Answered on August 04, 2011
To have a chance at prevailing on the lift of stay, you would have to make up all the payments that you are behind post-petition. Also, it sounds...
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