Can a debt collector call you without having any written documentation sent to you beforehand and already put it on your credit?

If you breached the agreement, they can certainly report it to collections and contact you about it. If you haven't received documenation and...

Need bankruptcy help

So, what exactly is your question?

I filed bankruptcy in 2006. I was told by my attonery that old federal income taxes would be dismissed.

You should contact the IRS directly and discuss with them why they believe the taxes are "priority status" and continuing to make your refunds...

Can I be awarded double or triple damages for a bad check?

The willful tendering of a bad check is a crime and your remedy depends on the particular law of your state. You should consult local counsel for...

NORTH CAROLINA BANKRUPTCY EXEMPTIONS FOR CHAPTER 7

It doesn't matter where you live - if you own property (assets) they must be declared and you may be able to exempt them from the bankruptcy estate...

You should send a letter asking for validation of the debt from whoever is trying to collect the debt from you or contact you about it.

How Does a Writ of Garnishment Actually Transfer Money to a Winning Party

It is typical for processed funds to be sent care of the lawyer's Trust account for the benefit of the client.

Can I walk away from my house, post-discharge of Chpt 7 and what is the potential downside?

The only thing I would add to Mr. Markus' answer is that it may prove difficult getting qualified for a new mortgage right away (usually about two...

Bankruptcy file

Your best bet is to file the suit in a timely manner and then you could serve discovery requests upon the trustee as a non-party who would have...

In Texas, is it legal to involve credit collectors without attempting to collect the debt first?

Certainly, the only obigation is for you to be given one bill/invoice. Additional "reminders" are simply courtesty statements so without having...