Chapter 7 and checking account joint ownership

You want to be very careful with how much funds you have on deposit and when you file for Chapter 7 bankruptcy. In most states, the presumption is...

What can I do to stop a notice of relief on my property that was discharged in a bankruptcy in Indiana?

You will want to make sure the objection is timely filed. If anything, it will buy you time to get things worked out. If relief from stay is...

Can a debt collector tell your co worker that they are calling for check fraud?

No, if it was a debt collector, you may have recourse under the Fair Debt Collection Practices Act and you can turn the tables by making them pay...

How to answer a summons from CA if we live in Texas

Flying back to CA may be an inconvenience but you can't run away from the summons simply because you skipped the state. If you don't find some way...

If I strip my 2nd mortgage in a Chapter 13, will I be issued a 1099 or have any negative tax consequences or ramifications?

A discharge of debt in Bankruptcy does not create a taxable event like the forgiveness of debt in other situations where you would receive a 1099C.

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Does the 180 day window restart if you convert your initial filing from a 13 to a 7?

I agree with the above answer. Remember, just about everything having to do with assets relates back to the date of the original filing.

Bankruptcy - If I cash out whole life policy, is that income 4 means test? What if take a loan against it instead?what happens?

Proceeds obtained by the liquidation of an asset are not income. In RE Breeding, 366 B.R. 21, 25 (Bankr. E.D. Ark. 2007). If you don't pay back...

In what state does this collection agency need to be licensed?

You can file an FDCPA complaint where you live because that is where the transgression happened or where the collection agency is located.

How long is the statutes of limitations on a roofer you paid and they never cashed check and they just now contacting me.

In Florida, I believe the limitations on bringing an action to recover money due on an oral or unwritten contract is four years. The tolling of...

Could someone please help me with these questions below? I just need to know the answers for my son

Marsha, you may try contacting Indiana Legal Services (link below) or the Indiana State Bar Association (link below for contact information) to see...