I need to file for bankrupcy I have seperated form my husband .

If you file bankruptcy, it will not affect him as long as the applicable "exemptions" available to you cover your equity in any and all assets that...

I also bought a car from a buy here pay here. 3000 miles later the oil light is on and im being told the engine is bad.

When anything is sold "as is" that is an express decline as to any warranty. Caveat emptor - may the buyer beware.

I unfortunately signed an agreement with a credit card processing company for 3 y ears.

If you believe the agreement does not call for such fees, then you will have a good argument in your defense should they choose to pursue the...

Do I need to hire an attorney?

You should certainly at least go to all hearings to make sure you protect your legal rights, with or without an attorney.

Does the statute of limitation apply to HOA dues collection?

Another thing to keep in mind is that even if the statute of limitations on collection has run its course, they can still contact you about the...

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How long is a judgement good for and do they have to notify you if they attach a lien on your property?

In Illinois, a judgment creditor can attach a lien to real estate but only after properly recording the judgment abstract with the recorder's...

How long is the statute of limitations on a credit card bill that I haven't been contacted about in over 10 years?

Yes, it is legal so long as the 1) debt was not discharged in bankruptcy; 2) you have not requested that they cease contacting you about the debt...

Mentally challenged family member and credit card debt.

GEMB or any other creditor does not have an obligation to check or verifiy one's income since the risk of loss is on the creditor. The only...

How would I begin the process of a debt settlement negotiation?

Your lease controls when payment is to be made and unless it is specifiied by agreement, there is generally a very liberal period in which a check...

How do I get a change of venue?What are reasons I can give?What else can I do for my case to be heard??

It is extremely difficult to change venue once the court has exercised jurisdiction in the case and you have previously consented to it. Since...