Second mortgage was reaffirmed with our Chapter 7 bankruptcy. What happens now if we cannot afford to keep the house?

I agree entirely with Attorney Merna's comment and would add that in states that allow deficiency judgments, what will happen is that the home will...

What is an omitted creditor under Chapter 13?

Omitted creditors are those who do not receive actual or constructive notice of the bankruptcy. Omitted creditors are not subject to discharge in...

If a bank has a lien on my house can i declare bankruptcy to have it dismissed and other dept

Whether or not you can have a judgment lien removed from you realty depends on the equity you have in your home and whether or not the lien...

I was harassed over a seat belt ticket and NO insurance.I got pulled over todayThe SHERIFF asked for my license and registration

Doesn't sound like much in the way of harassment since his actions were completely within the bounds of law. Not to say that some cops do...

If you have a judgement against you for a personal loan and you file ch 13 then it is turned into a ch 7 does that loan get wipe

If you receive a discharge in the converted Chapter 7, and the underlying debt of the personal loan is dischargable, which is commonly the case,...

If it's a legitimate debt, you should try to work something out with the judgment creditor. If you are not working, they cannot garnish wages and...

Does credit card settlement the forgiven amount on 1099-C be discharge in chapter 7.

The settlement created a taxable event existing before the bankruptcy and as such, the tax due itself would not be discharged by the bankruptcy at...

My husband was issued a summons complaint with no court date. he answered within the 30 days frame. Now there is a judgment on

You must file all pleadings and motions with the clerk of the court with copies serviced to the attorney. Not filing the Answer with the court...

In Chapter 13 and Foreclosure pending, can I still short sale and how long before I'm kicked out?

I agree entirely with the two previous answers and would only add that if you surrender the home and do not constest the motion for relief from...

I found a Debt Collection Letigation Attorney On Line....

The firm should provide you with an itemized billing. If not, you should request it because you are entitled to it.