When you default on an secured loan, the collateral can be sold (disposed) and any you can be sued personally on the difference between what you...

My future tenants are a woman and her adult daughter.The daughter files bankruptcy.Is the mom responsible for all rent?

The daughter can choose to "assume" the lease and the responsibility to pay would survive the bankruptcy. If she "rejects" the lease, you can...

Can the same collection agency report you to the credit bureau twice?

You should initiate an investigation with the credit reporting bureau directly and consult a consumer rights attorney to see if you have a case for...

Not sure what "delinquent status" means in this context, but you may want to contact the New York bar to check on the attorney's status to practice...

Can you sell some of your belongings (such as old exercise equipment) during a bankruptcy? Would sell fo less than $200.

You would have to get permission from the bankruptcy trustee to be comfortable in avoiding any trouble. Even if the property is claimed as...

My ex and i bought a time share she got it in the divorce now the time share co is calling me and saying i o them money

Your divorce decree and/or settlement agreement should provide who is responsible for ongoing maintenance fees for the time share. If it does not...

Should I go to a hearing even though I owe the debt but cannot pay it due to my only income being social security?

You, or your attorney, should review the Complaint carefully to see if there is ANYTHING about it with which you disagree. If so, you should file...

In a Chapter 7 bankruptcy case with a rental property that is underwater, will the Trustee confiscate the property and sell it?

Not likely that a Trustee would want to liquidate property that would yield no proceeds to the bankruptcy estate and only cost the Trustee money to...

If you deny anything about the debt owed, who you owe it to, interest, etc. you should file an "Answer" to the Complaint that denies the...

Wage Garnishment Questions

You can try and work something out with the judgment creditor to avoid a future garnishment as that would be your to your benefit at this point. ...