Archived
I was under a contract with a debt consolidation company. and a creditor now has my account marked as unpaid
Eric's answer
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Answered on December 03, 2011
I see this happen all the time with "debt consolidation" companies that take massive fees across installment payments and pay small dividends to...
Archived
Chapter 7 2 years ago didn't reaffirm on home if we let it go now will it affect our credit now
Eric's answer
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Answered on December 03, 2011
If you did not sign and file a reaffirmation agreement, your personal liability on the debt is discharged. If you walk away from it now, the...
Archived
I don't understand garnisment
Eric's answer
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Answered on December 03, 2011
Not sure about Ohio, but in Indiana, and many other states, wage garnishment by a judgment-creditor, such as for a credit card, for example, can...
Archived
Debt Collectors are "considering" a lawsuit against me?? Help!
Eric's answer
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Answered on December 03, 2011
If the debt is legitimately yours and you are not considering bankruptcy as an option, your best bet is usually to try to work something out to...
Archived
How much jail time = $2,250.00 in fins n fees?
Eric's answer
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Answered on December 03, 2011
First, this is not the correct forum to direct your question - try criminal law and probation. Second, jail time does not equal a dollar amount in...
Archived
Will my father be affected by my Chapter 7 bankruptcy?
Eric's answer
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Answered on December 02, 2011
As a co-signer, he will be notified of the bankruptcy and must be listed on Schedule H, but if anything negative shows up on his credit report, it...
Archived
If I forgot to tell my attorney about vehicle transfer, how will the trustee find out?
Eric's answer
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Answered on December 02, 2011
In addition to Attorney Wynn's response, I would add that not only do you have a proactive duty to amend your Statement of Financial Affairs to...
Archived
Do I have to give a car back to a person when its only in my name?
Eric's answer
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Answered on December 01, 2011
If there is a bill of sale, you could be sued for breach of contract and be held personally liable for the breach. Since the title is in your name...
Archived
Chapter 7 bankruptcy exemptions for Utah. Live in CA now. Can someone provide a link or info on Utah law?
Eric's answer
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Answered on December 01, 2011
Linked below for your reference is one site that list Utah Bankruptcy exemptions. Please note that MOST websites have out of date information and...
Archived
Can you file a motion to avoid lien at anytime the bankruptcy is still open and prior to discharge?
Eric's answer
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Answered on November 30, 2011
Yes
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