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I read that old credit card debt is considered an openended account with a statute of limitations of 6 years in the state of OH
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Answered on January 20, 2012
In most states, a judgment has its own statute of limitations and would, in effect, extend the time in which collection may be made. I don't know...
Archived
I loan my sister $10000. I have all documents.she have not paid me since. She is planning to file bankruptcy
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Answered on January 19, 2012
Unless your sister files Chapter 13 or her Chapter 7 is an asset case from which liquidation of asset(s) will yield a distribution to creditors,...
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How do I collect a debt if collateral is a car but the title wasn't signed over to me and owner owes money to auto shop?
Eric's answer
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Answered on January 19, 2012
I don't practice law in Georgia but I would venture a guess only and suggest that merely having possession of the title does not grant you any...
Archived
In Bankruptcy Chapter 7 on the B6C (Official form 6C) (04/10)
Eric's answer
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Answered on January 18, 2012
If you're not sure which one to use, it is HIGHLY advisable that you seek guidance from a bankruptcy attorney. Those two options have to do with...
Archived
Can you get a divorce to qualify for chapter 7?
Eric's answer
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Answered on January 18, 2012
You basically answered your own question by saying "ethics aside - is this illegal?" You cannot put ethics aside and be legal. The bankruptcy...
Archived
Been sued by a credit card company
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Answered on January 18, 2012
It is very common for Bank of America to sell or assign their accounts to Fia Card Services for collection. Basically, Fia Card Services steps...
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What do I need to do to change my daughters last name?
Eric's answer
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Answered on January 18, 2012
You would not be able to add your husband to your minor child's birth certificate without an adoption proceeding. If you want your daughter,...
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Do I have to pay attorney fees for my ex if the debt was discharged in bankruptcy?
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Answered on January 17, 2012
If the MSA says you owe the money, then it doesn't matter that someone else filed bankruptcy and that person's respective liability is subject to...
Archived
2 car repo's: 1 involuntary and 1 voluntary repo. what to expect and how to negotiate any deficiency payments after auction?
Eric's answer
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Answered on January 17, 2012
I often will say "it's worth a try, right?" A lot of depends on what the creditor's internal policies are and what they know or find out about...
Archived
If I'm almost two years into my plan can a amend and file rent owed from 12/2011
Eric's answer
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Answered on January 17, 2012
You can add the lease to the plan at this time but if the landlord/creditor chooses not to file a Proof of Claim with the court, they can simply...
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