In the state of Indiana, Can Rent A Center press criminal charges against me for late payment on an Item that I havent Returned?
Eric's answer
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Answered on January 24, 2012
You can be held criminally and civilily liable for what we call "conversion" which is basically theft. You have an agreement and you can't breach...
Archived
Who pays court and attorney fees from a property damage hearing if there's no physical damage.
Eric's answer
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Answered on January 23, 2012
Generally speaking, unless your lease dictates who pays what as to the prevailing party, each party bears their own respective burdens as to costs.
Archived
In general, do fcdpa attys get a percentage of waived debt? [debt collection]
Eric's answer
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Answered on January 22, 2012
I wouldn't say that that arrangement is "standard" but it does exist. I think it is more common for attorneys to require a percentage of actual...
Archived
Is a vehicle exempt form a judgement if it is in two peoples names.
Eric's answer
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Answered on January 22, 2012
Judgments attach to your interest, or equity, in property. So, if you are on the vehicle title, the creditor can attach to your interest in the...
Archived
Can I buy my house from first and not include the second
Eric's answer
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Answered on January 22, 2012
Bankruptcy discharges one's personal liability for debt, not the existing and presumably properly perfected and recorded lien agains the realty. ...
Archived
Do I have to answer "Notice To Admit Truth of Facts" which I received by mail from Cohen & Slamowitz for Capital One?
Eric's answer
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Answered on January 22, 2012
I don't practice law in New York, but in most states, failure to answer a request for admission results in a default finding that the question is...
Archived
I filed chapter 13 and the debt was 45,000.00 now its 145,000.00 is this legal for them to add 100,000.00 to my judgement.
Eric's answer
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Answered on January 22, 2012
There really isn't enough information to provide an informed opinion on the matter. You should look over your paperwork very closely to see how...
Archived
If you owe say Company A x amount of dollars from Jan 1 2000. Company A sells the account to Collection Company A on Jan 1 2005.
Eric's answer
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Answered on January 21, 2012
In addition to the answers already provided, I would suggest that you can initiate a dispute with the credit reporting bureau(s) to initiate an...
Archived
Is a credit report an accurate way to see whether or not a judment has been filed against
you?
Eric's answer
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Answered on January 21, 2012
A credit report may contain judgments, but I would go as far as to say that MOST of the time, judgments do not find their way to credit reports,...
Archived
If I am filing for chapter 7 for myself, why would a lawyer need my spouces paystubs for the past 6 months and the past two tax
Eric's answer
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Answered on January 21, 2012
The bankruptcy code requires the bankruptcy court and United States Trustee to evaluate the ability of the debtor's household to pay bills. So,...
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