Archived
Can I get a Letter of Administration withour going thru Probate? I need to get her van in my name to renew plates.
Eric's answer
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Answered on February 01, 2012
Your question lacks a lot of pertinent and very important information; but, generally, in Indiana, if the decedent had a small estate, it is not...
Archived
Can a reaffirmed debt be listed in a subsequent bankruptcy filing?
Eric's answer
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Answered on February 01, 2012
To answer your question, as clarified, a reaffirmed debt is subject to a subsequent bankruptcy discharge. Further, you can file a second Chapter 7...
Archived
Do i need to pay this fee?
Eric's answer
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Answered on January 31, 2012
To put it simply, the real question is whether you dispute the bill or not? If you owe the debt and believe it to be legitimate, then yes, you...
Archived
Convert from a Chapter 13 to 7
Eric's answer
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Answered on January 31, 2012
It depends on a lot of factors, but generally, if the loan is in good standing when the conversion happens, debtors who want to keep and pay for...
If someone hit my car while it was parked, can the police give me a ticket for no insurance?
Eric's answer
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Answered on January 31, 2012
It is illegal to operate a vehicle that is not properly insured under Indiana law. It does not matter how they found out - if you didn't have...
Archived
I need a divorce. But I don't have the money for a lawyer. Is there anything I can do?
Eric's answer
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Answered on January 31, 2012
It is advisable to have a lawyer for your divorce, but not always necessary. Indiana provides "self-help" forms for divorce (linked below) for...
Archived
Can they garnish my wadges?
Eric's answer
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Answered on January 31, 2012
In Indiana, a creditor or debt collector who obtains a judgment can garnish up to 25% of your net (take home) pay. Some creditors, such as student...
Received 1099c for s-corp for debt that was discharged by personal bk. Does my bk exempt me from paying taxes on the income?
Eric's answer
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Answered on January 31, 2012
Since the S-Corp is a pass through entity for taxation, your bankruptcy discharges your personal liability on the debt and the 982 on with your...
Archived
I filed chapter 7 in Nov 2011
Eric's answer
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Answered on January 31, 2012
I believe that you need IRS Form 982 (linked below). If in doubt, consult a CPA or your tax preparer.
Archived
Fixed income senior advised i could stop paying my bills?
Eric's answer
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Answered on January 31, 2012
Even with the very limited information you have provided, nothing is ever as easy as "just stop paying your bills and everything will be fine." ...
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