Discharged Chap 7 no asset officially reopened by Judge. Question on amending forms...Omitted Creditor filing garnishment.

An Amended Schedule F must include all previously listed creditors, as well as any omitted creditors to be added. You ask how you can be held...

Any advice for credit card debt lawsuit? Should I get a lawyer?

You don't deny the debt and the amount, correct? In that case, it's not likely you would "win" the lawsuit. That said, you should try to work out...

The amount that was collected by the collection agency is more than the amount the letter shows. Why would they do that?

Your guess is as good as any when it comes to the tactics and recordkeeping of many collection agencies that operate "fast and loose." Unless and...

Is this a Fair Debt Collections Violation?

Doesn't sound like an FDCPA violation but you may have remedy under applicable state law. At a minimum, you should keep good records of all...

1 judgment at 7 yrs old, Indiana stat on collections is 6 yrs, can get off cred report if i pay being re-sued should i c judge?

Judgments are presumptively valid in Indiana for 20 years. You say that you have been "re-sued" on this judgment, which doesn't exactly make sense...

I just found out that my apartment complex is in foreclosure. My lease is up in June. What are my options. Can I break my lease

It's not likely that the foreclosure is an event constituting default under your lease agreement. Read your lease to find the answer. It's most...

Is it possible to a cheap uncontested divorce in Indianapolis, if the other spouse is in South Carolina?

Yes, it is possible and especially so if the other spouse is willing to work with you and your attorney, agrees to all issues and will enter into a...

What do you do if a creditor gets an order against you and it lists the wrong employer for wage garnishment?

No, I believe that you don't have any recourse in the situation as you describe it. Lawsuits are public records and this type of thing does in...

Words are generally given their dictionary meaning UNLESS the law spells out what the word means in a particular law, which often happens. For...

I WAS PRO SE IN CHAPTER 7. I FILED A REAFFIRMATION FOR MY CAR. THE JUDGE VACATED THE REAFFIRMATION. I THEN NOTICED MY PAYMENTS

No, the credit union CANNOT report the debt to the bureaus because the debt is subject to the bankruptcy discharge since your reaffirmation...