If you don't have any money, the real question is do you have any assets that they could take if and when they get a judgment against you if you do...

Did you receive notices BEFORE the sheriff sale? If so, they don't need to give you anytime time. Technically, as soon as the sheriff sale...

Can my current landlord force me to pay the total rent due if I was only paying half when I had a roommate but he moved out on m

Read your lease - the answer is there as to the obligations. Unfortunately for you in this situation, most leases do not provide for changes in...

In Indiana is an Affidavit of Debt admissibly as evidence if it is not signed by an employee of the original creditor?

It is admissible evidence but it may or may not contain statements that are objectionable as hearsay.

Can lawyer/discover card take from my bank account if I am no longer working?

Unfortunately for you, the answer is yes. If they have an outstanding judgment in their favor against you, they can freeze your bank account and...

What does an attempt to get a 'personal judgment' in a summons to foreclose mean?

Yes, they are asking the court to be able to pursue you for a deficiency after the house sells at sheriff's sale. You may ask for the waiver to...

Can I take my ex husband to court to file charges for intentionally not paying mortgage? He has not put the loan is his name yet

Your only remedy is to have him found in contempt with the divorce court, but there is nothing that can be done to remedy the damage that has been...

Mortgage was 958, increased 9/13 to 1026, rec'd trial modifcation of 953. Will reject & request short sale. Single 1 child

Again, as I indicated in the previous question you asked, it is entirely up to the bank as to whether they are willing to work with you on...

When declining a trial mortgage modification should you explain why, especially if you are now going to request a short sale?

If the bank is willing to work with you, then all you need do is ask about your options regarding a short sale through their loss mitigation...

If credit card specifically says which state laws the agreement and account are governed by, does this include SOL as well??

If the account was charged off, it did not just go away. It was probably sold to a collection agency or assigned for collection to a law firm. ...