Questions answered by Eric Charles Lewis

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What are my options if citi cards writes my debt off,and sends it to a collection agency?

Eric's answer | Answered on March 01, 2014

If they assigned it to a third party, that party has the right to collect it in full. You can continue to try to work something out with that...

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What proper forms should be filed with the court to receive a discharge?

Eric's answer | Answered on March 01, 2014

See the link below for provided forms - click on "Chapter 13"

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Rec'd a check that I knew had insufficient funds, to be pd. later date. Check was stopped 7mos. Later, what are Indiana laws ?

Eric's answer | Answered on March 01, 2014

You haven't exactly asked a question or provided enough information to make heads or tails of what's going on.

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Default judgment after dismissed case?

Eric's answer | Answered on March 01, 2014

Impossible to say or even speculate without further information. If the case was dismissed, then it would have to have been either reinstated on a...

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If you filed for bankruptcy and someone is about to suit you can you amend your BK filing to include this potential claim.

Eric's answer | Answered on February 28, 2014

Maybe! It depends on what the lawsuit is for and when the underlying issue or debt happened or accrued. If you filed Chapter 7 bankruptcy and...

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I did work for a man, he didn't pay, I took him to Small Claims Court for $900 and the judge awarded me $600. This man appealed

Eric's answer | Answered on February 28, 2014

If you sued as a business, then the rules require that you have a lawyer. If you sued in your personal capacity, then you don't need a lawyer to...

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Bankruptcy

Eric's answer | Answered on February 28, 2014

The only thing I would add to Attorney Adam's great answer is that it also depends in part on the amount of equity that you have in the vehicle, if...

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Can a creditor RE-claim an asset in a Chapter 13 after they withdrew the claim or had is disallowed by the bankruptcy judge?

Eric's answer | Answered on February 27, 2014

If the Chapter 13 plan is not completed, the claim being disallowed has little implication outside of bankruptcy other than perhaps being useful to...

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What happens to any remaining personal injury settlement money after the Trustee pays off your Chapter 13 debts?

Eric's answer | Answered on February 27, 2014

If all allowed claims have been paid in full and the trustee's administration is complete, then the remaining proceeds should go to the Debtor.

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Friend purchased a car from a buy here pay here lot. Less than 24 hrs ago. Can she legally return the car and get refund?

Eric's answer | Answered on February 27, 2014

There's nothing wrong with the car? She can get a refund if they voluntarily decide to do so. If they agree to take the car back (which they...

Eric Charles Lewis's Answers (3707)

What are my options if citi cards writes my debt off,and sends it to a collection agency?

What proper forms should be filed with the court to receive a discharge?

Rec'd a check that I knew had insufficient funds, to be pd. later date. Check was stopped 7mos. Later, what are Indiana laws ?

Default judgment after dismissed case?

If you filed for bankruptcy and someone is about to suit you can you amend your BK filing to include this potential claim.

I did work for a man, he didn't pay, I took him to Small Claims Court for $900 and the judge awarded me $600. This man appealed

Bankruptcy

Can a creditor RE-claim an asset in a Chapter 13 after they withdrew the claim or had is disallowed by the bankruptcy judge?

What happens to any remaining personal injury settlement money after the Trustee pays off your Chapter 13 debts?

Friend purchased a car from a buy here pay here lot. Less than 24 hrs ago. Can she legally return the car and get refund?