Archived
What happens if I walk away from my house that I did not reaffirm my mortgage on during my chapter 7 bankruptcy?
Eric's answer
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Answered on December 01, 2018
Your bankruptcy discharged your personal liability, so the bank's only recourse is to foreclose on the home itself. Keep in mind, however, that...
Archived
I am making a little over 600 dollar per month. Can my wage be garnished by debt collectors?
Eric's answer
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Answered on April 25, 2018
https://www.nolo.com/legal-encyclopedia/ohio-wage-garnishment-law.html
Archived
Is a debt settlement letter valid if it is paid by the due date with a cashier's check but the check is not cashed?
Eric's answer
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Answered on April 25, 2018
The answer to your question really depends on the terms of your settlement. If the terms were vague or silent as to this issue, it could easily go...
Archived
I think a deb collector is filing a suite against me?
Eric's answer
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Answered on April 25, 2018
If you looked up the information online and it identifies you as a defendant, you certainly shouldn't ignore it. If you ignore it, they will just...
Archived
Can I still settle a debt if there is a proceeding supplemental ordered?
Eric's answer
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Answered on April 25, 2018
You may certainly try to put forth any effort at settlement and contact the attorney before the hearing or at the hearing. Don't let them confuse...
Archived
What can í do í hoy a alias summons sueing for a car loan?
Eric's answer
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Answered on January 18, 2018
#1 - defend yourself. Meaning, that you have to answer the complaint that you received. You may need a lawyer to assist you or represent you with...
Archived
Should I hold off on filing bankruptcy?
Eric's answer
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Answered on January 18, 2018
It's a trade that only you can decide whether it makes sense to suffer through a garnishment and potentially get and use your tax refund before...
Archived
Can I get my drivers license reinstated when I file bankruptcy?
Eric's answer
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Answered on October 27, 2017
The automatic stay is sufficient, although some BMV personnel have been known to put up a fight insisting on the discharge order. Remember too...
Archived
How do I go about locating/viewing original deed? When my father purchased his house he added his girlfriend's name to the deed.
Eric's answer
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Answered on September 28, 2017
County Recorder's Office has all deeds and other recorded instruments on file. Some counties have the information accessible online (often for a...
Archived
Can a creditor get a judgement against you without taking you to court ?
Eric's answer
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Answered on September 28, 2017
Depends on the type of creditor. But generally speaking? No. Realistically, although it is not legal, this does happen quite often when notices...
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