Bank has a lien on my family home from a commercial business loan my wife and I signed for, we filed chapter 7, is lien valid ?

The lien is valid. You cannot remove a consensual lien on real estate in Chapter 7 bankruptcy (in the overwhelming amount of courts). Although...

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Is an SBA loan wiped out in a Chapter 7 Bankruptcy?

While the SBA does provide a wonderful service to assist individuals to grow or start their business, the SBA guarantee of debt or a SBA direct...

I need to file chapter 13. Looking for an attorney in Conroe that has a payment plan. Can anyone help?

As stated, the benefit of Chapter 13 is that as a norm the lion's share, if not all, of the attorney fees are paid through the Chapter 13 Plan. ...

$71,000.00 of a matured loan, no one will refinance. Is bankruptcy the option for me and my wife?

If your intent is to keep the mobile home, then it would seem that Chapter 13 bankruptcy would be the first option to consider. In a chapter 13,...

Modification of Home Loan during Bankruptcy ch 13

You are a below median income debtor which means that the reason your plan is 48 months was that you could not accomplish the necessary goals in 36...

There are four approaches that the Courts have utilized in apportioning ownership of a joint tax refund between a filing and non filing spouse...

Can you refinance after chapter. 7 even if you didn't reaffirm?

Yes, you can refinance although is is difficult to do with your existing lender. Potentially, the refinance with an existing lender violates the...

Loan forgiving

If you have forgiveness of debt income (1099-C), then it is includible in your taxable income unless you qualify for exclusion under the Internal...

I am a creditor on a house where I owner financed. The husband filed chapter 13 and it is being released for non-compliance.

Attorney larkin has laid out the relevant timelines. You cannot stop him from filing bankruptcy and the filing of bankruptcy will affect your...

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Can a debtor pay off their vehicle balance directly and then sell or trade their vehicle if under a Chapter 13 bankruptcy plan?

If the confirmed plan provides that the Chapter 13 Trustee is to pay, then debtor should not be paying directly. If you do pay directly, advise...

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