What can i do to defend myself? What should i do to avoid paying a lot of money to the other party?

Your insurance company has a duty to protect your interests and they won't pay out more than the claim is actually worth.

Can I sue for being forced to admit taking morphine when I did not?

Unfortunately your only option for recourse in this scenario is to report the doctor's action to your state medical board.

Can a insurance company claim not to be able to fix both cars

It's possible that the driver who hit you only had a limited amount of property damage coverage. If that's the case then you'll likely have to...

My 2 minor children 10 and 12 were in a car accident other party at fault.

Contact an attorney. Without an in depth review of the case it's impossible to answer this question.

Will I need an accident attorney?

You'll most definitely need representation in a concussion case to get anywhere near full compensation.

Speak tot he attorney that helped obtain the judgment. He should know the answer to that question.

Will i receive a letter for a supposed hit and run

He can call the cops. Will anything come of it? Probably not. I'd call your insurance and make them aware of the situation just in case he attempts...

What can I do about the insurance and rental car?

The at-fault party's insurance will be responsible for reimbursing your rental car costs, regardless of their insured's policy, but you'll have to...

If I have a suspended license, can I still file a claim with my neighbors insurance if he backed into my parked car?

Yes, not having a license will not impact your ability to make a claim against the at-fault party.

I have a client w/ legal concerns. Her husband was recently incarcerated. Needs legal options so she doesn't lose her home.

You should use the Avvo "Find a Lawyer" tab and give a few attorneys a call.