Is a HOA liable for damages ?

There does not appear to be a direct line of causation tn this case. Liability is against the at faukt driver.

Is a HOA liable for damages ?

There does not appear to be a direct line of causation tn this case. Liability is against the at faukt driver.

What can I do?

Report the incident to your insurance. Get a copy of the police report. Hopefully it backs up your version. If it does send it to both carriers.

If the person was arrested, I would let the criminal case end before filing a civil suit.

Car accident rear end ?

Only way is to contest the ticket. Bring in proof the damage has been paid. They may reduce or dismiss the charges. The other driver may not rven...

Is it worth contesting a school bus ticket?

You can contest the ticket in court. But a school bus with children is a strike against you going in. Talk with a local criminal lawyer...

Can I file a civil suit on a driver who totaled my car due to negligence and recklessness??

Yes you may file suit. The alternative is to turn it over to your carrier and allow them pursue the at fault driver.

How can I obtain a survelliance footage from an intersection camera?

Request via the Freedom of Information Act. If you’ve filed suit you can subpoena the tape.

Does not sound like liability on the truck. You hit it, regardless of it being badly parked.

Does not sound like liability on the truck. You hit it, regardless of it being badly parked.