File a claim with both insurers. Let them work it out between them as to who and how much will be paid.

Your lack of license does not negate the other driver's liabilty.

What happens if you go for an IME and your insurance company will not share the report with you and it has been over 90 days?

Not sure why they would not share it. Ask for it thru your lawyer's office.

Whos fault is it when a car is passing another car and the car in front fixes his car to the left a little?

He cannot pass you without being able to clearly pass. I am assuming a one lane street in your direction. Otherwise you are at fault depending on...

Will I still have to pay an insurance claim?

Contact your insurance company and follow their lead. Forward all correspondence and calls to yhem

Can I sue all 3 insurance companies ?

Not sure where you got your advice or how the car was in the “wrong.” Contact local personal injury lawyer. He will hear all the facts and...

What do I need to do to get the at fault person’s insurance company to accept liability ?

Either turn it over to your insurance, send a certified letter to the at fault driver or file a lawsuit.

What should I do if I have an ambulance bill that I don't have to pay for?

Retain a personal injury lawyer. They will make arrangements with all med providers to wait for payment during the pendency of your case. Otherwise...

Do I have the right to ask his dad's brother who is the victim's lawyer on behalf of victim"s son?

You have no legal right to any info. Have your son ask his/the family what is happening.

Can I sue my parents?

Yes you do. Your parents stole from you. This is a civil and a criminal suit.