If i don't purchase insurance from a car rental company, and I don't have any personal auto insurance, am I liable?

You are personally liable. You're the driver, you're at fault, your choice to drive without insurance you're liable for the damages.,

In a civil suit there is a 2 year statute of limitations to file a lawsuit.

The attorney in any state can try to settle the case. If a lawsuit is necessary, California has jurisdiction. A lawyer licensed there or one by...

What can happen?

Check the policy he has on any other vehicle for coverage. Otherwise, he is responsible out of pocket for any and all damages he caused. He must...

Can I keep my total loss car?

That is what happened, they protected your financial interests by paying. You may ask about keeping the car with a salvage title. You will receive...

How u get my license bk due to suspended suspended license from not having insurance?

Check with your state BMV. They will itemize the steps needed to get your license reinstated.

Whats going to happen to me in court?

For the new charges he is facing fines, suspensions and possible local jail time, depending on his prior driving record. More important is the...

What can I do after a false pedestrian accident police complain?

Report it to your insurance and tell them your version. The person will need to show injuries to collect anything.

Can I stop paying for a car if I totaled it without any insurance?? trying to stop making payments on my totaled vehicle

No you cannot stop making payments. You have a contract regardless of you totaling the vehicle. You will be held to your agreement.

Most likely the car from behind. If in someway your being on your phone contributed to the accident, you may share some fault. I don't see that in...