Yes you can write your own demand letter. The better question is do you know how to write it? Remember that unrepresented claimants are not taken...

Wife is at fault but the driver that she was in a accident with was Unlicensed

Turn the matter over to your insurance to handle the claim. Liability is not voided because he was unlicensed.

Both parties no insurance

The car dealership may have some insurance, uninsured motorist. Otherwise, sue him for the damages.

My boyfriend was sentenced 3 weeks ago for a felony and is still at the jail and yet to be transferred to prison. Is that legal?

The best qualified person to address your concerns is the lawyer who represented him in the case. Anyone else is merely speculating.

What steps should I take to receive what I am owed from an at fault driver with no insurance?

Make sure there is s police report. Contact the BMV to get their license suspended. Best to negotiate from a position of strength. Ask for $ for...

My father hit a worker at the car wash. Now he is being sued. Should we get a private lawyer?

Yes they must respond to discovery requests. A motion to Complel is the appropriate tesponse. To their refusal.

What is the laws & statute that say I can't sue the insurance but I can sue the driver?

The issue is that you have no standing to sue the insurance. The contractual obligation that creates liability for the insurance coverage is...

Report you for what? Almost hitting their mailbox. There is nothing here to worry about.

Do I need to do anything after my wife had a fender bender?

Make a police report. Report it to your carrier, in case the other driver makes s claim. You do not want to nullify your coverage by not timely...

Do I disclose ?

If you do not disclose, you are likely headed toward a law suit. If you had coverage, why not use it?